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#1
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| Suppose your credit score is low... say about 450 and you file backruptcy. What would happen to your credit score? Is it possible it would increase? Is there a situation that could happen? Or would it bottom out? What do you think? (or know)
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#2
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| It surely won't improve with a bankruptcy in the file. It may drop even lower and stay lower for a longer time than it would without the bankruptcy.There ain't no magic here. When you don't fulfill your financial obligations, expect to take a hit on a credit score.
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#3
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| When you file for bankruptcy, you won't worry about your credit score because you won't apply for any new credit with a bankruptcy. A bankruptcy could improve your credit in the long run (over 7 years), especially if it was so low to begin with.
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