...effective way? My sutdent health insurance denied claims, because my new husband's insurace. They are saying my student health insuracne is not covering when I am listed under my husband's health insurance.....My doctors and hospitals were under "my" insurance, not under my new husbands. My husband re-claimed thru his insurance, but was also denied.... Which place do I need to go first? Should I hire a lawyer? Or file a complaint at Department of Insurance (California)? I am worrying the state agency is so~ slow, and miss right timing to fight against. Anyone has experience with filing a complaint thru state agency, and get it resolved? How long does it take to start their investigation?

__________________
Yahoo! Answers 4ever