...rental property? After surveying the property upon the tenants' moveout, I discovered that they had completely trashed the place, doing damage far in excess of the security deposit. Is that something that would be covered by a typical rental homeowners policy?

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A regular homeowners policy will not cover damage caused by a tenant, they only cover residences lived in by the owner. For rental properties you need a separate landlord's policy.

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If I were you I would take pictures of the damage get a estimate of what it would cost to have your place back in order Get in contact with the tenants that did the damage give them the bill. If they don't handel it. Take them to court

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We probably should just clarify a couple of terms. A homeowner's policy is one that covers a home in which you live. A Rental Dwelling or Landlord policy is one that covers a rented dwelling.In answer to your specific question, the answer is yes. A rental dwelling policy will indeed cover vandalism, at least a special form will. There are a few broad form dwelling policies floating around out there that do not cover vandalism, but they are not that common (thank goodness!).If you are with a reputable company, you can almost certainly be assured that vandalism will be covered. Oftentimes, the insurance company will then go after the vandals to collect the money paid out.

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