Just today I found out my bank account was wiped out, savings, checking, all of it. I thought I had been frauded. Long story short, turns out my college has the idea I owe them $4000+ dollars, from about 5 years ago. They sent a collections agent after me, and he went right into my bank and got oooh, all of 700 bucks, all the money I had left. I was never served papers, never once notified by him OR the bank that this was to happen. It completely messed up my account. Now the bank is charging me overdraft fees cause the items I bought DAYS ago are not able to clear cause this jerk took all my money. Should they be allowed to charge me overdraft? I never authorized the guy to take money from my account. I was not told any of this was going to happen. I'm peniless. please help me.

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